Anderson Reed Financial Services

Mortgage calculators

How Much Could I Borrow?

Use a simple income illustration to explore an indicative borrowing amount and property budget.

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Your income and deposit
Number of applicants

Your illustration

Enter your figures to see an illustration.

This is a simple illustration using your gross annual income and a 4.5 income multiplier. It is not an affordability assessment, mortgage offer or guarantee. A lender may offer less or more after considering your income, spending, financial commitments, credit history, the property and its own criteria.

Important information

Your property may be repossessed if you do not keep up repayments on your mortgage.

We charge a fee for mortgage advice, and our standard fee is £695.

Regulatory information

Our regulatory status

Anderson Reed Financial Services Ltd T/A Anderson Reed Financial Services is an Appointed Representative of Connect IFA Ltd 441505, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference 947349. The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Fees and commission

We charge a fee for mortgage advice, and our standard fee is £695.

Commission disclosure: We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender or lenders that provide suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.

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